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Cramming Down a Car in Bankruptcy

“Cramdown” is an informal term for one of the most used benefits of Chapter 13 bankruptcy. You won’t find the term in the federal Bankruptcy Code, yet lawyers and judges use it all the time. A “cramdown” of an auto loan is a…
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Debt Settlements vs. Bankruptcy

DEBT SETTLEMENT VS BANKRUPTCY: WHICH WILL GET ME OUT OF DEBT FASTER? When someone’s finances become too much to handle, it’s common to look for other ways to manage debt.  If you fall into that category, you might find success negotiating…