difference between chapter 13 and chapter 7 bankruptcy youtube channel

Chapter 13 and Chapter 7 Bankruptcy: What is the Difference?

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Whenever I do a new client consultation one of the first things I do is explain the difference between Chapter 13 and Chapter 7.  While the United States Bankruptcy Code provides for six distinct chapters of bankruptcy: Chapters 7, 9, 11, 12, 13 and 15, the two chapters that deal with an individual filing bankruptcy are Chapter 13, which allows a debtor to retain her property and pay off debts over a set time, and Chapter 7, which allows for the debtor’s property to be sold to pay off her debts.

Saedi Law Group’s brief video below goes over the more specific details of each and why one may be a better choice than the other.


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