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Authorized Users and Bankruptcy: What Happens On Credit Reports and What Can You Do?

One of the first questions I always ask my clients is are you an authorized user on anyone's account or vice versa.  Why? Although legally, an authorized user is NOT responsible for the credit card balances on the account, too many times…
difference between chapter 13 and chapter 7 bankruptcy youtube channel

Chapter 13 and Chapter 7 Bankruptcy: What is the Difference?

Whenever I do a new client consultation one of the first things I do is explain the difference between Chapter 13 and Chapter 7.  While the United States Bankruptcy Code provides for six distinct chapters of bankruptcy: Chapters 7, 9, 11,…
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U.S. Bankruptcy Court is Still Open Despite Government Shutdown

Our office has already began receiving calls about the current government shutdown and how this affects current bankruptcy client cases.  Bankruptcy court is open and all hearings are moving forward.  The federal judiciary updated…