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reasons people are scared of bankruptcy atlanta bankruptcy lawyer
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Top 5 Reasons People Are Afraid to File for Bankruptcy Protection

Many people in the United States are afraid to file for bankruptcy because they do not understand that most people who file are financially better off in the long run. After filing, most people see their debt erased and their credit scores…
cosigner and bankruptcy atlanta bankruptcy lawyer
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How Co-Signers Are Affected in Bankruptcy: The Co-Debtor Stay

What Happens to Cosigners and Joint Account Holders in Bankruptcy? When you file for bankruptcy protection, the bankruptcy discharge only eliminates your liability on discharged debts.   Your lender or credit provider can still pursue…
how bankruptcy works chapter 13 bankruptcy lawyer
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How Does a Chapter 13 Bankruptcy Work?

A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors…
1099 bankruptcy atlanta bankruptcy lawyer calculator
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What Happens if You Receive a 1099 From a Creditor After You File for Bankruptcy?

WHY WAS I SENT A 1099-C AFTER DISCHARGE? Did you receive a 1099-C after your bankruptcy discharge? A 1099-C is generated by a financial institution, such as a lender, after a qualifying event. A qualifying event occurs when the entity has…
convert case to 7 bankruptcy atlanta bankruptcy lawyers
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Converting Your Chapter 13 Bankruptcy Case to Chapter 7

Individuals who file for Chapter 13 bankruptcy sometimes find themselves unable to afford funding their Chapter 13 case.  Luckily, the bankruptcy laws were designed to anticipate this scenario and Congress realized that unexpected emergencies…
motion to retain funds atlanta bankruptcy lawyer video
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Motion to Retain Funds: How to Retain Your Tax Refund or Insurance Settlement While in Bankruptcy

Motions to Retain are a very common motion filed in bankruptcy court. The typical reason that bankruptcy attorneys file these motions is because their client is due either a tax refund or an insurance settlement and need to retain a portion…
means test bankruptcy classroom atlanta bankruptcy lawyer video
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The Means Test in Chapter 7 and Chapter 13 Bankruptcy: What is it?

Probably the most "mythical" part of bankruptcy, the means test was a creation of the new bankruptcy law update in 2005. Basically, it is a 6 month look back period of your income and allowable expenses. Luckily, there are many ways to approach…
pros and cons of filing bankruptcy atlanta bankruptcy attorney man thinking
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The Pros and Cons of Filing for Bankruptcy

Declaring bankruptcy is a big choice that can be extremely scary. But you might be surprised to learn that the cons of bankruptcy are often outweighed by the pros. Personal bankruptcy can give you the clean break you need from debt, so you…
wrecking car in bankruptcy atlanta bankruptcy lawyer
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What Happens If You Wreck Your Car While You Are in a Chapter 13 Bankruptcy Case?

Since most chapter 13 cases last for about 5 years, lots of things can happen. One of those "things" that can happen is that your car is involved in a car wreck and now the car you were paying for in the bankruptcy has been totaled. What happens?…
student loans bankruptcy atlanta bankruptcy lawyers
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The Truth About Student Loans and Getting Rid of them in Bankruptcy

Most consumers facing bankruptcy also have student loans. With so much misinformation online on this topic, we cover the REAL facts about discharging student loans in bankruptcy. Under the current law, there are very few instances in which…