Posts

convert case to 7 bankruptcy atlanta bankruptcy lawyers
, ,

Converting Your Chapter 13 Bankruptcy Case to Chapter 7

Individuals who file for Chapter 13 bankruptcy sometimes find themselves unable to afford funding their Chapter 13 case.  Luckily, the bankruptcy laws were designed to anticipate this scenario and Congress realized that unexpected emergencies…
timeshares and bankruptcy atlanta bankruptcy attorney
, ,

How Do You Deal with Timeshares in Bankruptcy?

What Type of Property Right is a Timeshare Exactly? Time-sharing is an innovative form of property "ownership" borroweol from the computer industry. As the name implies, it is a method of creating multi- ple interests in a single piece of property…
criminal fines bankruptcy atlanta bankruptcy lawyer ticket on car
, ,

Can You Get Rid of Government Fines in Bankruptcy Cases?

Whether you can discharge a fine in bankruptcy will depend on why you were assessed the fine to begin with.  The general rule with respect to fines and court costs in criminal cases is that fines issued as punishment for the crime are…
small business bankruptcy Atlanta lawyer lorena saedi photo
, ,

Small Business Bankruptcy Chapter 7 Cases

Several times a week I receive a call from a business owner to discuss the closing of their business and how to deal with the often large debt owed by the company and usually personally guaranteed by the business owner. When it comes to closing…
student loans bankruptcy atlanta bankruptcy lawyers
, ,

The Truth About Student Loans and Getting Rid of them in Bankruptcy

Most consumers facing bankruptcy also have student loans. With so much misinformation online on this topic, we cover the REAL facts about discharging student loans in bankruptcy. Under the current law, there are very few instances in which…
what chapter should you file bankruptcy gavel lawyer

How to Decide Which Chapter of Bankruptcy to File: Chapter 7 or Chapter 13?

Once you've decided that bankruptcy is the right solution for your financial situation, you will need to decide which type of bankruptcy is most beneficial. While there are many different "flavors" of bankruptcy available, the two chapters…
bankruptcy process georgia attorney desk
, ,

The Bankruptcy Process: What to Expect When you File Bankruptcy

Making the decision to file for bankruptcy can be daunting. Once you decide that bankruptcy is the right choice for you make sure that you understand the process from start to finish. When filing for bankruptcy, there are a number of steps…
credit and bankruptcy atlanta bankruptcy lawyer signing up bankruptcy
,

Credit and Bankruptcy: What Happens to Your Score?

 A common concern that many people have when considering filing for bankruptcy relief is how filing a bankruptcy will impact their credit score. While your credit score may be lower for a while, it is not permanent decrease in your credit…
title pawn loans trustee payments bankruptcy atlanta bankruptcy lawyer
, ,

Title Pawn Loans in Bankruptcy: How Are they Treated?

A title pawn is a transaction where the title to a vehicle is transferred to a pawnbroker in exchange for a loan. The transfer is subject to the borrower’s right to “redeem” the title. Under the Georgia Code, the transaction is treated…
lien stripping bankruptcy atlanta lawyer man pulling loan chain
,

Lien Stripping in Chapter 13 Bankruptcy

Lien Stripping in Chapter 13 Bankruptcy Chapter 13 provides the very powerful tool of "lien stripping", or removing second mortgages and home equity lines from a home. Chapter 13 bankruptcy allows such second mortgage loans to be stripped from…