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Notice of Postpetition Mortgage Fees, Expenses, and Charges in Chapter 13 Bankruptcy Cases

Prior to 2011, many consumer would emerge from their Chapter 13 cases thinking they were debt free but instead would soon be hit with a foreclosure notice due to undisclosed and unpaid post-petition charges and fees. The rules were updated…
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Taking Out a Loan While You Are in a Chapter 13 Bankruptcy Case

Most Chapter 13 cases will run the maximum 60 month term. The problem is, in 5 years, you may need to get a new car or repair your home while you are in the bankruptcy case. The court will permit you to incur new debt for personal, family,…
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How Do You Stop a Foreclosure in Georgia?

Many Georgia consumers do not realize that they can file a Chapter 13 bankruptcy to stop a pending foreclosure sale and allow them to restructure their mortgage arrears over several years (5 max). We frequently receive calls from stressed out…
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Loan Modification Scams

Now that the economy has rebounded, and consumers actually want to keep their homes, our office is seeing a surge in victims of loan modification scams.  Georgia consumers need to remember that there is NOTHING these companies do for you…
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U.S. Bankruptcy Court is Still Open Despite Government Shutdown

Our office has already began receiving calls about the current government shutdown and how this affects current bankruptcy client cases.  Bankruptcy court is open and all hearings are moving forward.  The federal judiciary updated…